1. Take sliced apples and 6 tsp sugar along with 1/2 cup of water and heat it over medium heat, till the apples are soft to make a pulp. Keep it aside.
2. Take a buttered baking pan. Butter the bread on both sides and place on the pan in a layer.
3. Pour the apple pulp over it as another layer.
4. Make as many layers with bread and apple pulp, alternatively to the thickness desired.
5. Mix together milk, 4 tsp of sugar and eggs well and pour over the top of the prepared layers and keep for 30 minutes.
6. Mix the grated coconut and maida along with 3 tsp of sugar and sprinkle on top.
7. Sprinkle chocalate chips on top.

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