Mix all ingredients for filling in a nonstick pan.

Cook, stirring gently all the time, till a very soft lump is formed.

Keep aside to cool.

Bring water to boil in a large deep vessel.

Add salt and ghee, and allow a rolling boil to form.

Put flour over boiling water, do not disturb.

Cover, and simmer for 2 minutes.

Take off fire, mix with spatula and put into a food processor.

Run for a few minutes, till a soft dough is formed.

Transfer to a large plate and knead with greased hands to a soft smooth dough.

Shape a small lump into a cup with a depression.

Place a tsp. of filling in this depression.

Cover with surrounding dough, and roll into a modak shape.

If shaping by hand make a bulbous shape, then pinch 7-8 vertical lines from tip to base all around.

Or use a modak mould to press into desired shape.

Repeat for all dough and mixture.

Arrange in a perforated flat-bottomed bowl, placing it over steam in a double boiler.

Steam covered for 15-18 minutes.

Serve hot or cold, with ghee if desired.