1. Pressure cook carrot and peas until soft. Keep aside.
2. Heat a tawa with some oil and fry paneer till golden brown, switch off and drain on a tissue, keep aside.
3. Then in the same tawa, saute onions and coconut till slightly browned.
4. Add sauteed onion and coconut with the ingredients under `to be ground` with little water to a fine paste and keep aside.
5. Heat oil in a pan, add cloves, cinnamon, ginger garlic paste and onions.
6. Saute till slightly brown; then add the ground paste saute till raw smell leaves.
7. Add 1/2 to 3/4 cup water (adjust according to the thickness) and allow it to boil for 3 mins.
8. Add required salt.
9. Add the pressure cooked veggies and fried paneer.
10. Simmer for 5-7 mins until the kurma thickens and nice aroma arises
11. Garnish with chopped coriander leaves and switch off.

Recipe courtesy: www.sharmispassions.com